We thank Ms Celine Ng Sout San for her letter on the Central Provident Fund nomination scheme (Restructure CPF nomination schemes to cater to members’ diverse needs, Jan 10).

CPF members have the option to bequeath their CPF savings to their nominees in cash or to their nominees’ MediSave Account and either the Special Account or Retirement Account.

Most members choose to bequeath their CPF savings to their nominees in cash, which offers nominees the most flexibility to use the bequeathed savings based on their own circumstances and needs.

Nominees who receive the bequeathed savings in cash can use it to top up their CPF if they wish to save more for their retirement and healthcare needs, in their preferred proportion.

The CPF Board will continue to regularly review our schemes to ensure relevance to the broad majority. We would also encourage members to make and regularly review their nomination to ensure that it continues to fit their intentions.

Gregory Chia, Group Director
Retirement Income Group
Central Provident Fund Board